Welcome - I'm Roy Walker
I work with international professionals, high net worth individuals, and expatriates of all nationalities.
As a financial expert, I provide independent, unbiased advice, personal service, and an honest voice.
My clients are based all over the world, especially expat hubs such as the Middle East and South East Asia. My specialisms include evidence-based investing, and multi-asset portfolio construction & remediation.

Evidence-based wealth strategy for international investors who value clarity, discipline, and trust.
There’s no shortage of financial advice.
But much of it is too vague, too conflicted, or too focused on the short term.
I take a different approach:
- Clear advice you can understand and explain.
- Evidence-based strategies built on research, not guesswork.
- A relationship built on trust, not transactions.
If you’re looking for long-term clarity - not quick wins or sales pitches - you're in the right place.
What I Do
I work with clients who want advice that makes sense - and holds up under scrutiny.
- Retirement income and portfolio strategy
- Global and cross-border planning
- Fixed income and capital preservation solutions
- Second opinions and investment audits
Whether you need a full plan or just a clear next step, I meet you where you are - and move forward with purpose.
Who I Work With
I serve clients who value substance over hype:
- International professionals and global citizens
- Thoughtful retirees seeking income and clarity
- Entrepreneurs navigating liquidity and risk
- Anyone tired of sales-driven advice and looking for something better
If that sounds like you, I’d be glad to speak.
Two Sides of Trust
Trust is earned in two ways:
Through how an advisor behaves. And how they think.
I'm guided by two sets of principles:
- Advisory Principles - How I show up: with fairness, integrity, and accountability.
- Investment Principles - How I think: with discipline, clarity, and evidence.
This is what I stand on. This is why my clients stay.
What to Do Next
I don’t believe in hard sales or generic advice.
I believe in thoughtful conversations that lead to good decisions.
Have a question or want to talk it through? Let’s connect.
Or just take your time and read a little more.
I'm here when you're ready.
About The Principled Advisor™
The Principled Advisor is a digital brand of Roy Walker Wealth Management, created to share evidence-based investment thinking and offer individuals practical, experience-backed guidance rooted in proven principles.
The site logo features a classical column capital - symbolising stability, structure, and enduring principles. The hand-drawn style reflects my belief in clarity over ornament, and craft over gimmickry.