Our Principles

Enduring relationships are built on trust — not a slogan, logo, or business card. At The Principled Advisor, trust is earned through our core principles.

We believe trust must be both deserved through character, and earned through competence. That’s why our principles are grounded in two dimensions: how we behave, and how we advise.

I. Advisory Principles

Conduct and ethics that build trust.

These principles guide how we interact with clients and uphold our responsibilities:

  • Integrity – We do what’s right, even when it’s not easy or convenient.
  • Fairness – We avoid conflicts of interest, treat every client with respect, and prioritize their best interests.
  • Accountability – We take full ownership of our advice, and the outcomes that follow.
  • Discretion – Confidentiality is embedded. We protect our clients’ privacy as if it were our own.

These are the foundations of deserved trust — the trust earned through ethical behavior and personal integrity.

Trust is like the air we breathe. When it’s present, nobody really notices. But when it’s absent, everybody notices. -Warren Buffett

II. Investment Principles

Trusted advice, backed by substance.

Our approach to investment is guided by clarity, discipline, and evidence:

  • Evidence-Based – We rely on research, not speculation. Every recommendation has a reason.
  • Clarity – We explain the complex without jargon. Even nuanced topics are broken into clear, understandable insights.
  • Discipline – We stay focused amid market noise, grounded in long-term thinking — not short-term speculation.
  • Professional Development – Finance evolves — and so do we. By actively engaging with respected voices in our field, we ensure clients benefit from the latest thinking, tools, and insights.

These are the foundations of earned trust — the trust that comes from professionalism, insight, and rigour.

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